Most Business Structures Are Accidental
Very few business owners ever design their company structure.
🔹They start a company.
🔹They trade.
🔹They grow.
And years later, they’re stuck inside a structure that no longer fits.
The Most Common Structure Traps
1. Everything Lives in One Company
Trading income, property, cash reserves, investments — all mixed together.
This increases tax risk, blocks future reliefs, and complicates exits.
2. Holding Companies Introduced Too Late
Holding companies work best before profits build up.
Once cash and assets accumulate, restructuring becomes harder, slower, and sometimes restricted.
3. Group Relief Doesn’t Work as Expected
Losses don’t always move freely.
Timing matters.
Assumptions fail quietly.
4. Restructuring Only Happens in Crisis
Structure is often reviewed only when:
🔹A sale is planned
🔹A tax issue appears
🔹Growth stalls
By then, options are limited.
Why Structure Matters More Than Owners Realise
Structure affects:
🔹How profits are taxed
🔹Where cash can move
🔹How risk is contained
🔹Whether future reliefs apply
A good structure doesn’t save tax today.
It keeps options open tomorrow.
Contact George Skelton, Tax Partner at RDA Accountants, to discuss your situation in detail and craft a tailored strategy:
Email: gskelton@rda.ie
Phone: +353 539170507
Website: rda.ie